Wednesday, 25 November 2015
Suffering an injury or work-related illness can set you back professionally and financially, and those who are looking to get a payout from their employer's workers' compensation fund should hire a lawyer to help them navigate all of the corporate bureaucracy. While it is never a bad idea to hire a lawyer to represent you, you should definitely hire a lawyer if your company initially denies your claim. You do not want to have to deal with all of the headaches of settling a claim when you are trying to recover. Leave these problems up to a qualified lawyer who can get you the settlement that you deserve.
You May Think You Don't Need Long-Term Disability Insurance
You may thing you don't need both short and long-term disability insurance. You might think a serious illness or injury that keeps your from working won't happen to you. There's no way to know that this is the case. You should be prepared.
Wednesday, 18 November 2015
Are you looking for a long term disability lawyer in Massachusetts? Not sure where to turn? Did your case get denied? If that is the situation you find yourself in, then hiring a lawyer is in your best interest.
If you have been in an accident and you are looking to get the settlement that you need to get your life back in order, then it is imperative that you find the right lawyer to handle your insurance claim and all of the procedures and processes that surround the claim process. No matter the reason for your claim, you want to ensure that your lawyer has successfully represented clients in the past on cases that are similar in nature to your case.
Monday, 16 November 2015
Massachusetts is a comparative fault state when it comes to law suits to recover damages for a personal injury. Whether negotiating a claim with an insurance company or pursuing a lawsuit in court, your settlement award or damage award may be reduced if you were also partly at fault for the accident that caused your injury. The law of comparative negligence varies from state to state. The law has long recognized as a defense to a personal injury lawsuit the argument that the person who was injured was also negligent in a way that contributed to the resulting injury. The doctrine is generally called contributory negligence. Originally contributory negligence was a complete defense: a plaintiff who was found to be even 1% at fault was barred from recovering any damages from the defendant even if the defend was 99% at fault.
Sunday, 15 November 2015
Employees in Massachusetts who suffer an illness or an injury arising out of and in course of employment are eligible for weekly compensation benefits during their period of incapacity from work. In addition to common workplace accidents, personal injuries include infectious or contagious diseases if the nature of the employment is such that the hazard of contracting such diseases by an employee is inherent in the employment. State law requires employers to carry workers’ compensation insurance coverage, and the carriers must provide the benefits for which the employee qualifies based on the nature of the injury and the resulting incapacity from work. Temporary Disability Benefits Injured workers who are unable to work for six days or more are entitled to weekly compensation benefits. They are entitled to receive 60 percent of their average weekly wage and are eligible to receive these benefits for up to three years, or 156 weeks.
Saturday, 14 November 2015
A lot of people think that they don’t need disability insurance. But studies now show that 3 out of 10 employees ages 25 to 65 will experience a disability or illness that will affect their ability to work for at least a three-month period. If you depend on income from your salary to live month to month, you cannot afford to lose your income for months on end, especially at a time when you will have increased medical bills, including costly copays. If your incapacity from work is arising out of and in the course of employment, you will likely be entitled to weekly workers’ compensation benefits. But if your injury is not work related, you’ll need to replace your lost income some other way. This is where long term disability insurance comes into play. You can often obtain both short term and a long term disability insurance from your employer.
Friday, 13 November 2015
Lots of employers offer long-term disability coverage as part of their benefits package. The problem is that if they do suffer an accident that causes a disability, your coverage will not begin automatically. The fact is that you will still need to file a claim if you want to be compensated, and insurers routinely deny claims. Here are a few of the hurdles you must overcome in order to be approved for long-term disability insurance. Long-term Disability Requirements The first step to take when applying for long-term disability benefits is to review your company’s long-term disability policy. You will need to obtain this policy from your employer directly, even if there is an insurer administering your claim. The policy will contain a definition of disability that you will have to meet and what benefits you will receive if you meet that definition.