Saturday, 30 April 2016
The last thing any driver wants is to get into a severe auto accident. Auto accidents can cause all sorts of physical injuries, but they can be psychologically damaging as well. If this happens to you, you may not be able to focus on pursuing a personal injury against the person who caused the accident. But if you are in a position to do so, there are some actions that could help you to bring a claim against the negligent driver. Take Quality Pictures One of the most important actions you can take is to gather evidence and save information. If you can, take quality pictures. Capture shots of the damage done to your vehicle. Get shots from every angle and make sure they are clear. Make copies of these pictures and present them to your attorney. The damage to your automobile is some evidence of the impact of the collision, which can correlate to the injuries that you have sustained.
Friday, 29 April 2016
What most individuals aren’t aware of is that the documents they are able to present at court can either make or break their workers compensation claim. Thus, the importance of documentation for any sort of workers' compensation claim can never be understated.
Verifying the Facts
One of the most important reasons to be sure you proper documentation of everything is to verify the facts. It's too easy for someone to 'claim' something happened while at work or on the clock, so companies and courts require a large about of proof in the form of documentation.
Recently, areas like Newton, Massachusetts, have come under fire for possible workers' compensation fraud. By ensuring your case is fully documented from beginning to end, you can avoid the hassle of any fraud accusations.
Burden of Proof
When you apply for workers' compensation, the burden of proof is on you, the plaintiff. This means, you must prove that you meet the criteria under Massachusetts' state law regarding workers' compensation.
Getting injured at work is a very serious matter, and you should take it seriously because the injury may be severe. If it is and you are trying to receive workers’ compensation, then these tips are important to consider. They can help you with the claims process, so that you can focus on your health and move on with your life. Tell Your Manager Immediately after getting injured, it is important to tell your manager, boss, or the person of authority on duty. Let them know what happened. The manager may have an obligation to record the injury and report it to the insurer and the department of industrial accidents. This is important because it may set in motion the claims process and certain obligations on the part of the employer and/or insurer. Also, the sooner you report the injury, the fresher the incident is going to be in your head. This will help you to describe the accident as accurately as possible.
Thursday, 28 April 2016
Injuries are often unavoidable, particularly in the workplace. Something as small as hitting your head or tripping over something on the floor can cause a disabling injury. Although they may be unavoidable, you may be entitled to compensation, especially if the accident left you with a long-term disability. You may be entitled to workers’ compensation if the accident or injury happened at work. You may also be eligible for long term disability benefits if you are a participant in your company’s group long term disability plan. Keep in mind, though, that applying for long-term disability benefits might not be an easy process. Most of the time, an employer’s insurance policy may be subject to ERISA, and the rules for applying for benefits are often complex and unforgiving. To handle these disabilities in an appropriate manner, be sure to do these steps first.
Tuesday, 26 April 2016
We live in a world today where there are all kinds of products on the market. Unfortunately, not all of them are created equal. Some of them may be defective, and may have caused harm to you or one of your family members. If this has happened to you, it’s important to act fast and remember these steps to take. They will help you deal with the manufacturer of that defective product correctly. Report the Incident Quickly After getting injured by a product, whether it was a car part or a toy or some other object, you need to document the accident as quickly as possible. Failing to do so could cause you to lose your recollection of what happened and how the injury occurred. Worse, it might appear that you are making the claim up just to try to gain an illigitimate settlement, which could result in legal trouble if you are not careful.
Friday, 22 April 2016
If you suffer from chronic injuries or a serious health ailment, your condition can become a major source of frustration. You may even be forced to take an extended amount of time off from work. Here are some key mistakes to avoid when seeking long-term disability benefits.
Failing to Get Consistent Medical Treatment
Failing to Get Consistent Medical Treatment
When applying for long-term disability, it is critical that you have a documented medical history. Try to avoid missing any scheduled appointments with your doctor. Your medical records play a major role in your ability to get fairly compensated.
Not Hiring a Lawyer
Long-term disability cases can become very complicated. The various laws and regulations can be overwhelming for the average person. If you don’t have any formal training in the legal field, the best approach is to hire a seasoned lawyer. Not only will you have a greater chance of winning your claim, but you can also look forward to experiencing a lower level of stress.
Missing Important Paperwork
Don’t make the mistake of losing any important paperwork related to your case. If needed, purchase a fire-proof safe to keep the documents secure.
Waiting to Appeal
Even if you are denied an insurance claim, you still have the ability to make an appeal. Your lawyer could uncover mistakes that were made by the insurance company. However, it is essential that you always file an appeal before the deadline ends.
Tuesday, 19 April 2016
You purchase long-term disability insurance for the confidence that you will be taken care of if you are severely ill or injured. To then subsequently have your claim denied can be devastating. Even if you were injured and filed a successful civil lawsuit, the amount of compensation you were granted may not have been enough to support you and your family as well as cover any medical expenses. Workers' compensation is also unlikely to be sufficient.
There are a number of reasons a long-term disability claim might be denied. The insurer may claim that medical records were insufficient or that you did not visit a physician regularly enough. There have been some cases in which insurance companies denied a claim based on video surveillance the company said refuted the person's injury or illness. A doctor's statement may be required. In some cases, a person may be denied because they or their medical providers have inadvertently filled out confusing paperwork incorrectly. However, it might be possible to deal with any of these objections. An attorney may be able to assist you in appealing such a denial.
Time is also of the essence both in the initial filing and in the appeal. Time limits, processes and requirements may not be entirely clear, and this is another reason a person struggling to get long-term disability in Massachusetts may want to consult an attorney about the best approach and what type of documentation may be required.