If you have suffered an injury or contracted an illness while at work, workers compensation benefits will help you financially while you recover. Depending on the circumstances of your case, you may be able to receive benefits if you are injured while working at home or in another remote location. Regardless of where you got hurt or sick, there are guidelines that you must follow to have your case fully processed.
The state of Massachusetts gives you one year from the date of your injury or illness to file a claim if the injury occurred before January 1986. For injuries that occurred after 1986, you have four years to file a claim from the time you believe a workplace accident happened, which led to an injury. If an injury leads to death, family members have four years to file a claim.
The first date of disability is the day you got hurt, if you were not paid for the full day of work. Otherwise, the next day is the first day of your disability. To qualify for benefits, you must be out of work for five days, and your employer has seven days to report the injury.
The insurance company providing coverage for your employer then has 14 days to start paying on the claim or send a denial notice. In some cases, you may be asked to see a doctor representing that company even if you have already seen a doctor, which you must do to preserve your benefits.