Long-Term Disability Insurance: An Overview

Long-term disability insurance is a type of coverage that provides a financial safeguard for employees who suffer from long-term disabilities or illnesses. It does not cover injuries or illnesses that workers suffered while on the job and for which employees could file a worker's compensation claim.

What is Long-Term Disability?

If you have been injured at work, you may be eligible for long-term disability insurance. Unlike workers' compensation benefits, these benefits must be offered by your employer, and not all employers offer the same plan. For those who are self-employed, it may be a good idea to buy LTD coverage in case you are hurt during the course of a job.

Benefiting from Long-Term Disability Attorneys

Long-term disability insurance provides protection for employees who are hurt on the job and will not be able to work for an extended period of time. Hiring a long-term disability attorney who has experience early on improves the chances of a disability claim being accepted.

The Importance of Retaining an Experienced Personal Injury Lawyer

If you have sustained an injury that was caused by another person’s wrongful behavior, you may be entitled to a financial settlement or compensation. A trustworthy personal injury lawyer can help determine if you can win damages in court, though there are certain facts you must prove to obtain a favorable result. Likewise, you need to keep the statute of limitations in mind. In Massachusetts, the statute of limitations for filing a civil action for a personal injury is three years from the date of the injury. But like all statutes, this one is full of nuances, and only an experienced attorney who speaks with you directly about the facts and circumstances of your case can tell you the specific date by which you must file any claim in court.
http://bit.ly/1Lv7tS5

Massachusetts Courts: Do You Have a Claim for Workers Compensation?

It is an unfortunate fact of life that people can get injured on the job, and workplace injuries might result in everything from lost wages and medical bills to long-term disability and even death. Many who are injured on the job can qualify for workers’ compensation claims, but there are requirements and qualifications that must be met in order for a filed claim to be approved. If you are wondering if you have a basis for a claim in Massachusetts, it would be wise to consider the following points.
http://bit.ly/1Lv7eqc

Trust Experienced Lawyers for Help with Long Term Disability Benefits

A common question that individuals who were injured on their job is whether they qualify for workers’ compensation benefits, or if they would even be eligible for any benefits at all. Workers who can show that they sustained a work-related injury that has incapacitated them from work should seek workers’ compensation benefits. Employees who have short and/or long term disability insurance policies may be eligible under the policy for monthly benefits regardless of whether the injury or illness is work related. Employees who become disabled from any gainful employment may be eligible to apply for and obtain social security disability benefits.
http://bit.ly/1JPI4ev

Reasons to Hire a Personal Injury Lawyer

You may need a personal injury lawyer to help you deal with a complicated injury claim. In this circumstance, you should work with a lawyer who is experienced representing injured people.