Dealing with employer-provided group coverage and insurance companies
One of the ways that the experience of a long-term disability attorney is beneficial is when it comes to introducing new evidence in a lawsuit against the insurer. Most people are surprised to learn that in all but the most unique cases, federal judges will decide a long-term disability case based on the claims that were filed with the insurance company. For this reason, a long-term disability attorney will attempt to put as much information in the administrative record as possible while their client is going through the appeal case with the insurance agency. That way, if the claim does go to court, there is an exhaustive amount of evidence that can be reviewed.