Are you looking
at applying for a long term disability claim? If yes, the first thing that you
should do is to hire the services of a lawyer. This is because you will most
likely be inundated with paperwork and requirements meant to derail you and bog
your efforts down in making that claim.
Having a lawyer
by your side through it all can help you meet the requirements with confidence
and, ultimately, get the compensation that you deserve.
Requirements
Since you are
filing a long term disability claim, know that the requirements are a lot more
stringent than other types of disability are, such as partial disability. The
gravity of your condition will ultimately depend on how long you will remain
incapacitated or unable to carry out the regular and normal functions that you
were capable of when you were in sound physical condition.
For this, you
will have to provide medical evidence that can corroborate your claim of long
term disability. You’ll need the certification of your doctor to make this
document valid, and your lawyer can help certify that it is authentic.
Also, the
presumption is that you are continuing treatment, precisely because it is a
long term disability. As such, although you may have already been given primary
care and treatment for your injury, you may still need continuing therapy or
medication. The details of this fact can help further your claim, as duly
processed by your lawyer.
Odds of Denial
Sometimes, applications for long term disability
benefits get denied due to technical mistakes, no matter how minor they may seem. To avoid this, you should consult
with your lawyer about the viability of the evidence and other reference
materials that you may need and would like to present in proving your long term
disability. Should it get denied, however, there is a chance for you to appeal,
which can be pursued best with the help of your lawyer.
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