Are you looking at applying for a long term disability claim? If yes, the first thing that you should do is to hire the services of a lawyer. This is because you will most likely be inundated with paperwork and requirements meant to derail you and bog your efforts down in making that claim.Having a lawyer by your side through it all can help you meet the requirements with confidence and, ultimately, get the compensation that you deserve.
Since you are filing a long term disability claim, know that the requirements are a lot more stringent than other types of disability are, such as partial disability. The gravity of your condition will ultimately depend on how long you will remain incapacitated or unable to carry out the regular and normal functions that you were capable of when you were in sound physical condition.
For this, you will have to provide medical evidence that can corroborate your claim of long term disability. You’ll need the certification of your doctor to make this document valid, and your lawyer can help certify that it is authentic.
Also, the presumption is that you are continuing treatment, precisely because it is a long term disability. As such, although you may have already been given primary care and treatment for your injury, you may still need continuing therapy or medication. The details of this fact can help further your claim, as duly processed by your lawyer.
Odds of DenialSometimes, applications for long term disability benefits get denied due to technical mistakes, no matter how minor they may seem. To avoid this, you should consult with your lawyer about the viability of the evidence and other reference materials that you may need and would like to present in proving your long term disability. Should it get denied, however, there is a chance for you to appeal, which can be pursued best with the help of your lawyer.