As with
any other type of personal injury claim, a worker’s
compensation claim can be as every bit as complicated, and can easily overwhelm
the uninitiated. If you’re soon off to file your own, here are a few tips to ensure
that everything goes smoothly.
Notify Your Employer Early
As soon
as you get injured, don’t wait to see if the pain will subside. If you either fail
or deliberately choose not to report your situation when you got injured, you’re
in for a considerable amount of trouble, mostly because you wasted a lot of
time that you could have used getting a head start on processing your claim. The
next thing you know, the time limit to file a worker’s compensation claim has passed.
Receive Urgent Medical Treatment
If you
get hurt while working, be sure to visit your doctor. Holding off relevant medical
treatment can put you at a disadvantage. Once insurance companies find out that
you did not seek the medical attention your condition required, they can say
that the injury was due to your own fault because you neglected it, or worse,
that you never had one in the first place.
Keep Track Of All Expenses Spent
Out-of-pocket
expenses are typically reimbursable, so make sure you have proof of them. Keep all
receipts for parking lot fees, bandages, over-the-counter medications, and fuel
needed for traveling back-and-forth to your physician, employer, or claims adjuster.
It helps a lot if you have well-documented, solid proof.
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